:root{
  --navy:#0b1f3a;
  --blue:#1268e8;
  --blue2:#0d55bd;
  --bg:#f6f8fc;
  --card:#ffffff;
  --text:#172033;
  --muted:#657086;
  --line:#dfe5ef;
  --success:#0d9a6c;
  --shadow:0 20px 60px rgba(16,39,77,.10);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.container{width:min(1160px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:.92rem}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:10px 0}
.topbar a{opacity:.9}.topbar a:hover{opacity:1}
.header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);
  backdrop-filter:blur(16px);border-bottom:1px solid rgba(223,229,239,.85)
}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:30px}
.brand{display:flex;align-items:center;gap:12px;min-width:280px}
.brand-mark{
  width:48px;height:48px;border-radius:15px;background:linear-gradient(145deg,var(--blue),var(--navy));
  display:grid;place-items:center;color:#fff;font-weight:900;letter-spacing:.5px;box-shadow:0 10px 25px rgba(18,104,232,.24)
}
.brand strong{display:block;font-size:1rem;line-height:1.2}
.brand small{display:block;color:var(--muted);font-size:.78rem}
.nav-links{display:flex;align-items:center;gap:24px;font-weight:650;font-size:.95rem}
.nav-links a{position:relative}
.nav-links a:after{
  content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--blue);transition:.2s
}
.nav-links a:hover:after,.nav-links a.active:after{right:0}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:13px;
  padding:13px 19px;font-weight:750;cursor:pointer;transition:.2s ease
}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 12px 28px rgba(18,104,232,.24)}
.btn-primary:hover{background:var(--blue2)}
.btn-outline{border:1px solid var(--line);background:#fff;color:var(--text)}
.btn-light{background:#fff;color:var(--navy)}
.menu-toggle{display:none;border:0;background:#eef3fb;border-radius:12px;width:45px;height:45px;font-size:1.35rem}
.hero{padding:88px 0 72px;background:
 radial-gradient(circle at 90% 15%,rgba(18,104,232,.14),transparent 30%),
 linear-gradient(180deg,#fff 0%,#f7f9fd 100%)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:58px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-weight:800;text-transform:uppercase;letter-spacing:.09em;font-size:.78rem}
.dot{width:8px;height:8px;background:var(--blue);border-radius:50%}
h1,h2,h3{line-height:1.14;margin:0 0 18px}
h1{font-size:clamp(2.65rem,5.2vw,5.1rem);letter-spacing:-.055em}
h2{font-size:clamp(2rem,3.4vw,3.25rem);letter-spacing:-.035em}
h3{font-size:1.28rem}
.lead{font-size:1.2rem;color:var(--muted);max-width:720px}
.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:30px}
.hero-card{
  background:var(--card);border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow)
}
.hero-card h3{margin-bottom:4px}
.quick-form,.contact-form{display:grid;gap:13px;margin-top:18px}
.field{display:grid;gap:7px}
label{font-size:.87rem;font-weight:700;color:#34405a}
input,select,textarea{
  width:100%;border:1px solid var(--line);background:#fff;border-radius:12px;padding:13px 14px;outline:none
}
input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(18,104,232,.1)}
textarea{min-height:130px;resize:vertical}
.consent{display:flex;align-items:flex-start;gap:9px;font-size:.8rem;color:var(--muted)}
.consent input{width:auto;margin-top:4px}
.trust-strip{padding:25px 0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.trust-item{display:flex;gap:13px;align-items:flex-start}
.icon{
  flex:0 0 44px;height:44px;border-radius:13px;background:#eaf2ff;color:var(--blue);display:grid;place-items:center;font-weight:900
}
.trust-item strong{display:block}.trust-item span{color:var(--muted);font-size:.92rem}
.section{padding:88px 0}
.section-sm{padding:60px 0}
.section-head{max-width:760px;margin-bottom:36px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 12px 35px rgba(16,39,77,.06)
}
.card p{color:var(--muted);margin-bottom:0}
.card ul,.price-card ul,.promo-card ul{padding-left:20px;color:var(--muted)}
.page-hero{padding:72px 0 52px;background:linear-gradient(180deg,#fff,#f6f8fc)}
.page-hero .lead{max-width:780px}
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.price-card{
  background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;position:relative;box-shadow:var(--shadow)
}
.price-card.featured{border:2px solid var(--blue);transform:translateY(-8px)}
.badge{
  display:inline-block;background:#eaf2ff;color:var(--blue);padding:6px 10px;border-radius:999px;
  font-size:.76rem;font-weight:800;margin-bottom:14px
}
.price{font-size:2rem;font-weight:900;color:var(--navy);margin:15px 0}
.price small{font-size:.9rem;color:var(--muted);font-weight:600}
.calculator{
  display:grid;grid-template-columns:1.05fr .95fr;gap:30px;background:#fff;border:1px solid var(--line);
  border-radius:28px;padding:30px;box-shadow:var(--shadow)
}
.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:17px}
.checks{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:17px}
.check{display:flex;gap:9px;align-items:center;background:#f7f9fc;border:1px solid var(--line);padding:11px;border-radius:11px}
.check input{width:auto}
.result{
  background:linear-gradient(145deg,var(--navy),#163b6f);color:#fff;border-radius:22px;padding:28px;
  display:flex;flex-direction:column;justify-content:space-between;min-height:330px
}
.result .amount{font-size:2.8rem;font-weight:900;letter-spacing:-.04em}
.result p{color:#c6d5ea}
.result-actions{display:flex;gap:10px;flex-wrap:wrap}
.promo-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.promo-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:var(--shadow)}
.promo-card.wide{grid-column:1/-1}
.promo-kicker{color:var(--blue);font-size:.8rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px}
.contact-data{background:var(--navy);color:#fff;border-radius:24px;padding:30px}
.contact-data p{color:#d4deed}
.contact-data a{display:block;margin:10px 0;font-weight:700}
.notice{padding:14px 16px;background:#eef5ff;border:1px solid #d8e8ff;border-radius:12px;color:#315a91;font-size:.9rem}
.footer{background:#09192e;color:#fff;padding:58px 0 22px;margin-top:40px}
.footer-grid{display:grid;grid-template-columns:1.5fr .8fr .8fr;gap:40px}
.footer p,.footer a{color:#b8c5d8}
.footer a{display:block;margin:8px 0}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:22px;color:#9fafc3;font-size:.88rem}
.toast{
 position:fixed;right:22px;bottom:22px;background:#0c1f3b;color:#fff;padding:14px 18px;border-radius:12px;
 box-shadow:var(--shadow);opacity:0;transform:translateY(10px);pointer-events:none;transition:.25s;z-index:100
}
.toast.show{opacity:1;transform:translateY(0)}
@media(max-width:950px){
 .hero-grid,.calculator,.contact-grid{grid-template-columns:1fr}
 .grid-4{grid-template-columns:repeat(2,1fr)}
 .nav-links{
   display:none;position:absolute;left:20px;right:20px;top:78px;background:#fff;border:1px solid var(--line);
   border-radius:18px;padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch
 }
 .nav-links.open{display:flex}
 .menu-toggle{display:block}
 .nav .btn-primary.nav-cta{display:none}
}
@media(max-width:720px){
 .container{width:min(100% - 26px,1160px)}
 .topbar .container{justify-content:center;text-align:center}.topbar .quick-links{display:none}
 .hero{padding-top:58px}
 .trust-grid,.grid-3,.price-grid,.promo-grid,.footer-grid{grid-template-columns:1fr}
 .grid-4{grid-template-columns:1fr}
 .promo-card.wide{grid-column:auto}
 .calc-fields,.checks{grid-template-columns:1fr}
 .price-card.featured{transform:none}
 .brand{min-width:auto}.brand small{display:none}
 h1{font-size:2.75rem}
}


.brand-logo{
  width:38px;
  height:38px;
  flex:0 0 38px;
  display:flex;
  align-items:center;
  justify-content:center;
}
.brand-logo img{
  width:100%;
  height:100%;
  object-fit:contain;
  display:block;
}
.footer .brand-logo{
  width:46px;
  height:46px;
  flex-basis:46px;
}


/* PKO Bank Polski – klikalny baner tekstowy i grafika */
.pko-offer-section{
  padding:34px 0 12px;
}
.pko-text-banner{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:14px;
  width:100%;
  margin:0 0 18px;
  padding:18px 24px;
  border-radius:16px;
  background:linear-gradient(135deg,#e30613 0%,#b9000b 100%);
  color:#fff;
  font-size:clamp(1.15rem,2.2vw,1.65rem);
  font-weight:850;
  text-align:center;
  box-shadow:0 14px 32px rgba(185,0,11,.24);
  transition:transform .2s ease,box-shadow .2s ease,filter .2s ease;
}
.pko-text-banner:hover,
.pko-text-banner:focus-visible{
  transform:translateY(-2px);
  box-shadow:0 18px 38px rgba(185,0,11,.32);
  filter:brightness(1.04);
}
.pko-text-banner:focus-visible{
  outline:3px solid rgba(18,104,232,.35);
  outline-offset:3px;
}
.pko-text-banner-arrow{
  flex:0 0 auto;
  font-size:1.35em;
  line-height:1;
  transition:transform .2s ease;
}
.pko-text-banner:hover .pko-text-banner-arrow{
  transform:translateX(5px);
}
.pko-image-banner{
  display:block;
  overflow:hidden;
  border-radius:18px;
  box-shadow:var(--shadow);
  transition:transform .2s ease,box-shadow .2s ease;
}
.pko-image-banner:hover,
.pko-image-banner:focus-visible{
  transform:translateY(-2px);
  box-shadow:0 24px 65px rgba(16,39,77,.15);
}
.pko-image-banner:focus-visible{
  outline:3px solid rgba(18,104,232,.35);
  outline-offset:3px;
}
.pko-image-banner img{
  width:100%;
  height:auto;
}
@media(max-width:720px){
  .pko-offer-section{padding-top:24px}
  .pko-text-banner{padding:15px 17px;border-radius:14px}
}


/* Premium slogan - wyżej i centralnie */
.hero-premium-title{
    display:flex;
    flex-direction:column;
    align-items:center;
    justify-content:center;

    margin:-28px auto 22px;   /* podniesienie sloganu */
    text-align:center;
    animation:heroPremiumFade .9s ease-out both;
}

.hero-premium-line{
    display:block;
    width:90px;
    height:2px;
    margin:0 auto 14px;
    border-radius:2px;
    background:linear-gradient(90deg,#b8860b,#f2d57b,#b8860b);
    box-shadow:0 0 12px rgba(212,175,55,.45);
}

.hero-premium-heading{
    font-size:clamp(.85rem,1.1vw,1.05rem);
    font-weight:700;
    letter-spacing:.22em;
    text-transform:uppercase;
    text-align:center;

    background:linear-gradient(90deg,#b8860b,#f6df8d,#d4af37,#f6df8d,#b8860b);
    background-size:200% auto;
    -webkit-background-clip:text;
    -webkit-text-fill-color:transparent;

    animation:
        heroPremiumFade .9s ease-out,
        goldShine 8s linear infinite;
}

@keyframes heroPremiumFade{
    from{
        opacity:0;
        transform:translateY(-20px);
    }
    to{
        opacity:1;
        transform:translateY(0);
    }
}

@keyframes goldShine{
    from{background-position:0% center;}
    to{background-position:200% center;}
}

.home-hero h1{
    margin-top:6px;
}
/* Prestizowe dopasowanie logo w naglowku */
.header .brand{
  gap:10px;
  min-width:250px;
}
.header .brand-logo{
  width:30px;
  height:30px;
  flex:0 0 30px;
}
.header .brand-logo img{
  width:100%;
  height:100%;
  object-fit:contain;
  filter:drop-shadow(0 3px 8px rgba(17,28,47,.10));
}
.header .brand strong{
  font-size:.96rem;
  line-height:1.15;
  letter-spacing:-.015em;
}
.header .brand small{
  margin-top:2px;
  font-size:.74rem;
}
.header .nav{
  min-height:76px;
}

@media(max-width:950px){
  .header .brand-logo{
    width:28px;
    height:28px;
    flex-basis:28px;
  }
  .header .brand{
    min-width:auto;
  }
}

@media(max-width:720px){
  .header .nav{
    min-height:68px;
  }
  .header .brand-logo{
    width:26px;
    height:26px;
    flex-basis:26px;
  }
  .header .brand strong{
    font-size:.9rem;
  }
}


/* =========================================================
   FACEBOOK PREMIUM — kompaktowa zakładka w lewym górnym rogu
   ========================================================= */
.facebook-flyout{
  position:fixed !important;
  left:0 !important;
  top:118px !important;
  bottom:auto !important;
  z-index:9999 !important;
  display:flex !important;
  align-items:stretch !important;
  transform:translateX(-184px) !important;
  filter:drop-shadow(0 10px 24px rgba(17,28,47,.18)) !important;
  transition:transform .34s cubic-bezier(.22,.61,.36,1) !important;
}

.facebook-flyout:hover,
.facebook-flyout:focus-within,
.facebook-flyout.is-open{
  transform:translateX(0) !important;
}

.facebook-flyout-panel{
  width:184px !important;
  padding:14px 13px !important;
  border:1px solid rgba(17,28,47,.08) !important;
  border-left:0 !important;
  border-radius:0 0 13px 0 !important;
  background:rgba(255,255,255,.98) !important;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.8) !important;
  backdrop-filter:blur(14px) !important;
  -webkit-backdrop-filter:blur(14px) !important;
}

.facebook-flyout-panel small{
  display:block !important;
  margin-bottom:4px !important;
  color:#778092 !important;
  font-size:.58rem !important;
  line-height:1.35 !important;
  font-weight:850 !important;
  letter-spacing:.07em !important;
  text-transform:uppercase !important;
}

.facebook-flyout-panel strong{
  display:block !important;
  margin-bottom:10px !important;
  color:#172033 !important;
  font-size:.82rem !important;
  line-height:1.3 !important;
  letter-spacing:-.01em !important;
}

.facebook-flyout-link{
  display:flex !important;
  align-items:center !important;
  justify-content:center !important;
  width:100% !important;
  padding:8px 9px !important;
  border-radius:9px !important;
  background:linear-gradient(135deg,#1877f2,#0d65d9) !important;
  color:#fff !important;
  font-size:.7rem !important;
  line-height:1.2 !important;
  font-weight:850 !important;
  text-decoration:none !important;
  box-shadow:0 7px 16px rgba(24,119,242,.20) !important;
  transition:transform .2s ease,box-shadow .2s ease,filter .2s ease !important;
}

.facebook-flyout-link:hover,
.facebook-flyout-link:focus-visible{
  transform:translateY(-1px) !important;
  filter:brightness(1.05) !important;
  box-shadow:0 10px 20px rgba(24,119,242,.28) !important;
}

.facebook-flyout-tab{
  width:38px !important;
  min-width:38px !important;
  min-height:104px !important;
  padding:9px 0 !important;
  border:0 !important;
  border-radius:0 12px 12px 0 !important;
  background:linear-gradient(180deg,#1877f2 0%,#0d65d9 100%) !important;
  color:#fff !important;
  cursor:pointer !important;
  display:flex !important;
  flex-direction:column !important;
  align-items:center !important;
  justify-content:center !important;
  gap:7px !important;
  box-shadow:
    inset 1px 0 0 rgba(255,255,255,.16),
    inset 0 1px 0 rgba(255,255,255,.12) !important;
}

.facebook-flyout-tab svg{
  width:17px !important;
  height:17px !important;
  fill:currentColor !important;
}

.facebook-flyout-tab span{
  writing-mode:vertical-rl !important;
  transform:rotate(180deg) !important;
  font-size:.58rem !important;
  line-height:1 !important;
  font-weight:900 !important;
  letter-spacing:.09em !important;
  text-transform:uppercase !important;
}

@media(max-width:720px){
  .facebook-flyout{
    top:96px !important;
    bottom:auto !important;
    transform:translateX(-164px) !important;
  }

  .facebook-flyout:hover,
  .facebook-flyout:focus-within,
  .facebook-flyout.is-open{
    transform:translateX(0) !important;
  }

  .facebook-flyout-panel{
    width:164px !important;
    padding:12px 11px !important;
  }

  .facebook-flyout-tab{
    width:35px !important;
    min-width:35px !important;
    min-height:94px !important;
  }

  .facebook-flyout-tab svg{
    width:16px !important;
    height:16px !important;
  }

  .facebook-flyout-panel strong{
    font-size:.76rem !important;
  }

  .facebook-flyout-link{
    padding:7px 8px !important;
    font-size:.66rem !important;
  }
}

@media(prefers-reduced-motion:reduce){
  .facebook-flyout,
  .facebook-flyout-link{
    transition:none !important;
  }
}


/* =========================================================
   FACEBOOK PREMIUM — OSTATECZNA POPRAWKA MOBILNA
   Ten blok musi pozostać na samym końcu pliku CSS.
   ========================================================= */
@media (max-width:720px){
  .facebook-flyout{
    position:fixed !important;
    left:0 !important;
    right:auto !important;
    top:88px !important;
    bottom:auto !important;
    z-index:99999 !important;
    display:flex !important;
    align-items:stretch !important;
    transform:translateY(0) translateX(-158px) !important;
    transition:transform .32s cubic-bezier(.22,.61,.36,1) !important;
    filter:drop-shadow(0 9px 20px rgba(17,28,47,.18)) !important;
  }

  .facebook-flyout:hover,
  .facebook-flyout:focus-within,
  .facebook-flyout.is-open{
    transform:translateY(0) translateX(0) !important;
  }

  .facebook-flyout-panel{
    width:158px !important;
    min-width:158px !important;
    padding:11px 10px !important;
    border:1px solid rgba(17,28,47,.08) !important;
    border-left:0 !important;
    border-radius:0 0 12px 0 !important;
    background:rgba(255,255,255,.98) !important;
    backdrop-filter:blur(12px) !important;
    -webkit-backdrop-filter:blur(12px) !important;
  }

  .facebook-flyout-panel small{
    margin-bottom:3px !important;
    font-size:.54rem !important;
    line-height:1.3 !important;
    letter-spacing:.06em !important;
  }

  .facebook-flyout-panel strong{
    margin-bottom:8px !important;
    font-size:.73rem !important;
    line-height:1.25 !important;
  }

  .facebook-flyout-link{
    padding:7px 7px !important;
    border-radius:8px !important;
    font-size:.62rem !important;
    line-height:1.15 !important;
  }

  .facebook-flyout-tab{
    width:34px !important;
    min-width:34px !important;
    height:auto !important;
    min-height:88px !important;
    padding:8px 0 !important;
    border-radius:0 11px 11px 0 !important;
    display:flex !important;
    flex-direction:column !important;
    align-items:center !important;
    justify-content:center !important;
    gap:6px !important;
    writing-mode:initial !important;
    transform:none !important;
  }

  .facebook-flyout-tab svg{
    width:15px !important;
    height:15px !important;
  }

  .facebook-flyout-tab span{
    writing-mode:vertical-rl !important;
    transform:rotate(180deg) !important;
    font-size:.53rem !important;
    line-height:1 !important;
    letter-spacing:.08em !important;
  }
}

@media (max-width:390px){
  .facebook-flyout{
    top:82px !important;
    transform:translateY(0) translateX(-148px) !important;
  }

  .facebook-flyout:hover,
  .facebook-flyout:focus-within,
  .facebook-flyout.is-open{
    transform:translateY(0) translateX(0) !important;
  }

  .facebook-flyout-panel{
    width:148px !important;
    min-width:148px !important;
  }

  .facebook-flyout-tab{
    width:32px !important;
    min-width:32px !important;
    min-height:84px !important;
  }
}

/* =========================================================
   KONTAKT — PRESTIŻOWE DOPASOWANIE NAGŁÓWKA
   ========================================================= */
.page-hero{
  padding:56px 0 44px;
}

.page-hero .container{
  text-align:center;
}

.page-hero h1{
  font-size:clamp(1.35rem,2.1vw,2rem);
  line-height:1.12;
  letter-spacing:-.02em;
  font-weight:800;
  width:min(520px,88%);
  margin:10px auto 18px;
  text-align:center;
  color:var(--navy);
}

.page-hero .lead{
  max-width:760px;
  margin:0 auto;
  text-align:center;
  font-size:1.05rem;
  color:var(--muted);
}

@media (max-width:768px){
  .page-hero{
    padding:42px 0 32px;
  }

  .page-hero h1{
    font-size:1.42rem;
    line-height:1.18;
    width:300px;
    max-width:90%;
    margin-bottom:14px;
  }

  .page-hero .lead{
    font-size:.96rem;
  }
}

@media (max-width:420px){
  .page-hero h1{
  font-size:clamp(1.35rem,2.1vw,2rem);
  line-height:1.12;
  letter-spacing:-.02em;
  font-weight:800;
  width:min(520px,88%);
  margin:10px auto 18px;
  text-align:center;
  color:var(--navy);
}
}


/* =========================================================
   USŁUGI — NOWOCZESNA STRONA PREMIUM
   ========================================================= */
.services-page{overflow:hidden;background:#f7f9fc}
.services-hero{position:relative;padding:86px 0 78px;background:linear-gradient(135deg,#07182f 0%,#0b2445 56%,#123a68 100%);color:#fff;isolation:isolate}
.services-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 82% 10%,rgba(212,175,55,.18),transparent 30%),radial-gradient(circle at 10% 90%,rgba(65,135,255,.13),transparent 32%);z-index:-1}
.services-hero:after{content:"";position:absolute;inset:0;opacity:.2;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:46px 46px;mask-image:linear-gradient(to bottom,#000,transparent)}
.services-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:68px;align-items:center}
.services-kicker,.services-section-kicker{display:inline-flex;align-items:center;gap:10px;margin-bottom:18px;color:#bc8d24;font-size:.76rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase}
.services-kicker{color:#f2d98d}.services-kicker span{width:38px;height:1px;background:linear-gradient(90deg,#d4af37,#f5df91)}
.services-hero h1{max-width:720px;margin-bottom:22px;font-size:clamp(2.55rem,4.8vw,4.65rem);line-height:1.02;letter-spacing:-.055em;color:#fff}
.services-lead{max-width:700px;margin:0;color:#c9d5e6;font-size:1.08rem;line-height:1.8}
.services-hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:30px}.services-btn-ghost{border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.07);color:#fff}.services-btn-ghost:hover{background:rgba(255,255,255,.13)}
.services-hero-trust{display:flex;flex-wrap:wrap;gap:18px 26px;margin-top:29px;color:#d7e1ef;font-size:.86rem}.services-hero-trust span{display:flex;align-items:center;gap:7px}.services-hero-trust i{display:grid;place-items:center;width:19px;height:19px;border:1px solid rgba(240,210,120,.48);border-radius:50%;color:#f4d777;font-style:normal;font-size:.68rem}
.services-hero-panel{position:relative;padding:34px;border:1px solid rgba(255,255,255,.14);border-radius:28px;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.055));box-shadow:0 30px 75px rgba(0,0,0,.25);backdrop-filter:blur(18px)}
.services-panel-glow{position:absolute;right:-65px;top:-65px;width:150px;height:150px;border-radius:50%;background:rgba(212,175,55,.2);filter:blur(30px)}
.services-panel-label{display:inline-block;margin-bottom:13px;color:#f1d67f;font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.services-hero-panel h2{font-size:clamp(1.65rem,2.4vw,2.25rem);color:#fff;letter-spacing:-.035em}
.services-panel-list{display:grid;gap:4px;margin-top:25px}.services-panel-list>div{display:grid;grid-template-columns:42px 1fr;gap:14px;padding:17px 0;border-top:1px solid rgba(255,255,255,.12)}.services-panel-list>div>span{color:#efd47a;font-size:.73rem;font-weight:900}.services-panel-list p{display:grid;gap:3px;margin:0}.services-panel-list strong{color:#fff;font-size:.96rem}.services-panel-list small{color:#aebed2;font-size:.82rem;line-height:1.5}
.services-panel-link{display:flex;justify-content:space-between;align-items:center;margin-top:20px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);color:#fff;font-weight:750}.services-panel-link b{color:#f0d277;font-size:1.25rem;transition:transform .2s}.services-panel-link:hover b{transform:translateX(5px)}
.services-intro{background:#fff;border-bottom:1px solid #e7ebf2}.services-intro-grid{display:grid;grid-template-columns:1fr .8fr;gap:60px;align-items:end}.services-intro h2{max-width:720px;margin:0;font-size:clamp(2rem,3.2vw,3.15rem);color:#0b1f3a}.services-intro p{margin:0;color:#647086;font-size:1.02rem;line-height:1.8}
.services-offer{padding-top:78px}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-premium-card{position:relative;overflow:hidden;min-height:390px;padding:28px;border:1px solid #e0e6ef;border-radius:22px;background:#fff;box-shadow:0 12px 35px rgba(12,31,58,.055);transition:transform .28s ease,box-shadow .28s ease,border-color .28s ease}.service-premium-card:before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:linear-gradient(90deg,#a97813,#ecd47c,#b98c2a);transform:scaleX(.18);transform-origin:left;transition:transform .28s}.service-premium-card:hover{transform:translateY(-7px);border-color:#d8c28b;box-shadow:0 24px 55px rgba(12,31,58,.11)}.service-premium-card:hover:before{transform:scaleX(1)}
.service-card-featured{background:linear-gradient(145deg,#fff,#fbf7ed)}.service-card-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:25px}.service-svg-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:15px;background:#edf3fb;color:#173a65}.service-svg-icon svg{width:24px;height:24px;fill:currentColor}.service-number{color:#adb6c4;font-size:.72rem;font-weight:850;letter-spacing:.12em}.service-premium-card h3{font-size:1.32rem;color:#0d203c}.service-premium-card p{color:#6b7587;font-size:.94rem}.service-premium-card ul{display:grid;gap:9px;margin:22px 0 0;padding:18px 0 0;border-top:1px solid #edf0f5;list-style:none;color:#4d596d;font-size:.9rem}.service-premium-card li{position:relative;padding-left:18px}.service-premium-card li:before{content:"";position:absolute;left:0;top:.62em;width:6px;height:6px;border-radius:50%;background:#c49a35}
.services-benefits{position:relative;background:#091b34;color:#fff}.services-benefits:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 8% 20%,rgba(212,175,55,.11),transparent 26%),linear-gradient(120deg,transparent 55%,rgba(255,255,255,.025))}.services-benefits-grid{position:relative;display:grid;grid-template-columns:.9fr 1.1fr;gap:75px;align-items:center}.services-section-kicker-light{color:#efd47d}.services-benefits h2{color:#fff;font-size:clamp(2.1rem,3.4vw,3.35rem)}.services-benefits-copy>p{margin:0 0 28px;color:#b8c7da;line-height:1.8}.services-benefit-list{display:grid;grid-template-columns:1fr 1fr;gap:14px}.services-benefit-list article{display:grid;grid-template-columns:36px 1fr;gap:12px;padding:22px;border:1px solid rgba(255,255,255,.1);border-radius:17px;background:rgba(255,255,255,.055)}.services-benefit-list article>span{color:#efd47d;font-size:.7rem;font-weight:850}.services-benefit-list h3{margin:0 0 7px;color:#fff;font-size:1rem}.services-benefit-list p{margin:0;color:#aebdd0;font-size:.82rem;line-height:1.55}
.services-process{background:#fff}.services-process-head{max-width:760px;margin-bottom:38px}.services-process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.services-process-grid article{padding:29px;border:1px solid #e2e7ef;border-radius:20px;background:#fbfcfe}.services-process-grid article>span{display:grid;place-items:center;width:38px;height:38px;margin-bottom:20px;border-radius:50%;background:#0d2748;color:#f1d47b;font-size:.8rem;font-weight:900}.services-process-grid h3{margin-bottom:9px}.services-process-grid p{margin:0;color:#687386;font-size:.92rem}
.services-cta-section{padding:0 0 90px;background:#fff}.services-cta{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr auto;gap:50px;align-items:center;padding:48px 52px;border-radius:28px;background:linear-gradient(120deg,#0b1f3a,#123d6e);color:#fff;box-shadow:0 28px 70px rgba(12,31,58,.2)}.services-cta-decoration{position:absolute;right:-70px;top:-110px;width:260px;height:260px;border:1px solid rgba(240,210,120,.18);border-radius:50%;box-shadow:0 0 0 35px rgba(240,210,120,.035),0 0 0 70px rgba(240,210,120,.025)}.services-cta>div:not(.services-cta-decoration){position:relative}.services-cta span{color:#efd47d;font-size:.72rem;font-weight:850;letter-spacing:.13em;text-transform:uppercase}.services-cta h2{margin:10px 0 12px;color:#fff;font-size:clamp(1.85rem,3vw,2.8rem)}.services-cta p{margin:0;color:#becbdd}.services-cta-actions{display:flex;align-items:center;gap:22px}.services-cta-phone{display:grid;color:#fff}.services-cta-phone small{color:#9fb0c7;font-size:.7rem;text-transform:uppercase}.services-cta-phone strong{font-size:1.08rem;white-space:nowrap}
@media(max-width:1000px){.services-hero-grid,.services-benefits-grid{grid-template-columns:1fr}.services-hero-panel{max-width:720px}.services-grid{grid-template-columns:repeat(2,1fr)}.services-intro-grid{grid-template-columns:1fr;gap:22px}.services-cta{grid-template-columns:1fr}.services-cta-actions{justify-content:flex-start}}
@media(max-width:720px){.services-hero{padding:58px 0 48px}.services-hero-grid{gap:38px}.services-hero h1{font-size:2.45rem}.services-lead{font-size:.98rem}.services-hero-panel{padding:24px}.services-hero-trust{display:grid;gap:10px}.services-grid,.services-benefit-list,.services-process-grid{grid-template-columns:1fr}.service-premium-card{min-height:auto}.services-benefits-grid{gap:40px}.services-cta{padding:34px 25px}.services-cta-actions{align-items:flex-start;flex-direction:column;gap:17px}.services-cta h2 br{display:none}.services-cta-section{padding-bottom:60px}}
@media(prefers-reduced-motion:reduce){.service-premium-card,.service-premium-card:before,.services-panel-link b{transition:none}}